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The reader is encouraged to seek competent legal and accounting advice before engaging in any business activity. W hile every effort has been made to ensure reliabili ty of the information within, the liability, negligence or otherwise, or from any use, misuse or abuse of the operation of any methods, strategies, instructio ns or ideas contained in the material herein is the sole responsibility of the reader. The author, publisher, and distributor of this product assume no responsibility for the use or misuse of this product, or for any injury, damage and/or financial loss sustained to persons or property as a result of using this ebook. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior written permission from the author/publ isher. Violators will be prosecuted to the fullest extent of the law. Unauthorized duplication or distribution of this material in any form is strictly prohibited. All Contents Copyright © 2008 by Kenneth R Sword.

All other volumes are NOT free and cannot be sold or given away. This is not a free book and you cannot give it away to others.

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